CreditReport.com claims to be one of the leading providers of credit report and scoring information for consumers. CreditReport.com has served consumers since 1998 and is a registered trademark of Mighty Net, Inc, which is not directly affiliated with any of the three major credit bureaus.
This service is a good solution if you are concerned about identity theft and don’t require additional assistance in monitoring your report for fraud. If you are not familiar with identifying potentially fraudulent items on your credit report we recommend you look at one of our top three contenders in the credit report category as they offer services that watch for such activity.
When you order a 3 credit bureau report and credit score from CreditReport.com you are automatically signed up to receive a 7 day free trial for a credit report and credit score monitoring service. This service costs $14.95 per month if is not canceled during the free trial period.
With the CreditReport.com monitoring service you will receive email alerts if there are any significant changes to your reports or score.
The 3 Bureau Credit Report service provides unlimited online access to the report for 60 days. This doesn’t mean you can generate unlimited reports, but rather you can view and print the initial report as many times as you want.
CreditReport.com also allows you to request a copy of a credit report from a single credit bureau. If you go this route you may choose which of the three bureaus your report comes from. This is not as effective as monitoring all three, but if you just want a quick snapshot it is a good option.
CreditReport.com is not an actual credit bureau which means they are not able to investigate disputes. It is recommended you contact the three credit bureaus if you discover inaccurate information on your credit report.
Identity protection, theft resolution services, and identity theft insurance are not provided by CreditReport.com.
CreditReport.com is dedicated to individual consumers and does not provide services directly to businesses. Also, they are not authorized to provide credit reports to anyone except the consumers, which means businesses can’t use CreditReport.com to request consumer credit reports.
If you have any questions or concerns about services offered by CreditReport.com, you may contact them via telephone or email. There is also a detailed frequently asked questions section available on their website.
CreditReport.com offers inexpensive credit report services to consumers and provides excellent educational material on their website, but they lack business and identity protection solutions.
For information about how to improve your credit report, look at How to Build a Better Credit Rating and TopTen Tips for Finding a Credit Counselor. If you are looking for help protecting your identity, check out our Identity Theft Protection Services Reviews.
Please Note: We did not actually request a credit report, credit score, or credit monitoring services from this company. Review is based on available information, sample reports and experiences with customer service.
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